Steps To Apply For A Synchrony Bank Credit Card
Step 1: Please follow these guidelines when completing your application:
- ✓ Please have available two forms of ID that can be verified. If using a joint applicant, the joint applicant must be present and also provide two forms of ID.
- ✓ Please include all forms of income from all full and part-time jobs, bonuses, commissions, and investments. You need only include child support, alimony, or separate maintenance income if you wish this income to be considered in your application.
- ✓ Please note that you must reside in the United States and be 18 years of age or older to apply.
Step 2: Please complete the application
Download/View Application Form
Types Of Credit Promotions That May Be Available
One or more of these credit promotions may be available on qualifying purchases made with your Synchrony Bank credit card account. Check with your merchant for the specific promotion offered for your purchase.
NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD (Deferred Interest)
The length of the promotional period will depend on the specific promotion offered by merchant. Interest at the rate of 29.99% will be charged to your account from the date of purchase if the promotional purchase is not paid in full within the promotional period. To avoid late fees, you must make your Total Minimum Monthly Payments by the due date each month. These Minimum Monthly Payments may or may not pay off the promotional purchase before the end of the promotional period. To make sure that you are not charged the interest accrued at 29.99% you must pay the total promotional purchase amount within the promotional period.
Or) INTEREST FREE AND EQUAL MONTHLY PAYMENTS REQUIRED UNTIL PAID IN FULL (No Interest)
An equal monthly payment amount will be required based on repayment over the term (number of months) of the promotional period.
Or) REDUCED INTEREST RATE AND FIXED MONTHLY PAYMENTS REQUIRED UNTIL PAID IN FULL (Reduced Interest)
The reduced interest rate will depend on the specific promotion offered by merchant. A fixed monthly payment amount will be required based on repayment over the terms (number of months) of the promotional period.
Simple. Convenient. Valuable. Flexible.
- Simple
- Buy what you want plus get the flexibility and value you need with one of Synchrony Bank’s credit cards. Open an account and use your new credit card today, and enjoy dependable financing for future purchases.*
- Convenient
- Fast and easy application process. Apply now, get a quick response, and if approved use your account to make a purchase today.
- Valuable
- Special promotional financing* is available to consumers every day. Ask your store associate about available offers. Plus exclusive offers–receive special cardholder discounts, and advance notice of sale events.
- Flexible
- Monthly payment options are available. You could make the required monthly payment or pay your full account balance. 24/7 access to our account at mysynchrony.com. Check your available balance, amount due and due dates. View your statement anytime, anywhere when enrolled in eBill, and set up scheduled payments or make same-day online payments.
- What’s Next?
- Use your account information to manage your account or make additional purchases before you receive your actual card. In 7-10 days you will receive your new card in the mail. You can use your card to make additional purchases up to your available credit limit.
- *Subject to credit approval. Minimum monthly payments required. See store or online for details.
